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NBFC FinTech  Collaboration / Digital Lending

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Apply now for Personal and Business loans upto 5 lacs with hassle free documentation and online application process.

Loan Review

Our loan review process is simple and efficient, it checks several parameters to approve your loan.

Loan Approval

We have a quick loan approval policy for every completed loan application for personal or business loans.

Loan Disbursement

After approval the loan amount is disbursed within one working days.

About Us 

Sunita Finlease Ltd. (SFL) is the flagship company of the Sunita Group, established in 1985. Sunita Finlease Ltd. (SFL) operates as an RBI-registered Non-Banking Financial Company (NBFC) under the Scale-Based Regulation (SBR) Framework, categorized as a Base Layer (NBFC-BL), Non-Deposit Taking (NBFC-ND), and Investment Credit Company (NBFC-ICC). SFL is based in Raipur, Chhattisgarh, India. Operating under the name and style of, SFL specializes in providing financing solutions to those in need.


SFL offers a wide range of finance options, including pre-approved instant access to Earned Wages, Bridge loans, short-term instant medical loans for pre-registered hospital insurance holders, lending to transport aggregators' porters, and short-term instant Personal Loans. These services are accessible through digital lending platforms.

To ensure secure digital lending practices, SFL is ISO/IEC 27001:2013 compliant and rated by Crisil. They are registered in DUNS and are members of Cersai and major credit bureaus such as TransUnion CIBIL, Equifax, Experian, and CRIF Highmark. SFL has also integrated with payment gateways such as Cashfree and RazorpayX in accordance with RBI guidelines for digital lending.

Currently, SFL provides digital lending services through their LMS platform, serving individuals, corporates, including multinational companies, and state governments across India. They collaborate with innovative fintech companies like Refyne, OroMoney, NucelionHelth, among others, some of which are backed by prominent international venture capital funds such as Y Combinator, DST Global, QED Investors, Jigsaw VC, and RTP Global.

Additionally, SFL empowers and collaborates with startup fintech investment companies interested in accessing the Indian financial market.



Be the company of choice in financial services for our customers, employees, Communities recognized for innovation and high ethical standards.


To be a responsible financial partner driven with innovation & tech to build a responsible eco system for our customers & partners 

ICON-_category-icon-our-values -


At SFL we value our reputation for integrity in our dealings, We have a strong ethical values & transparency. We take pride in following the laws of the land in letter and spirit.


Our Teamwork | Creating Value

Commencing with strategic staffing for optimal talent acquisition and retention, our comprehensive approach extends to tailored training and mentoring procedures. This assures the ongoing growth of each team member, enriching their proficiency in delivering unparalleled excellence.

Irrespective of position or seniority, every employee undergoes rigorous training led by seasoned professionals in both technical and behavioral competencies. This technical training elevates newcomers to meet SFL's stringent standards, while seasoned individuals remain aligned with our pioneering quality benchmarks.

Our In-house training, conducted by industry veterans, cultivates indispensable soft skills that distinguish our workforce within the sector. This holistic strategy positions us at the forefront of professional development within the NBFC landscape.

Our Services

Earned Wages Access

At SFL we will help your staff get access his earned wages at ease. Salary On-Demand (EWA) gives employees access to their earned salary instantly, between pay cycles.

Bridge Loan

We act as a catalyst and act as a bridge in shifting your high-cost loan to organized and safe loans by banks.

Insurance Backed Loan

We understand how important is it to get your medical treatment on and at that tough time you do not wish to get in to details of the loan claims and remain focused on you firt aid to get started

Director's Message

Welcome to Sunita Finance Ltd., est. 1985 in Raipur, an RBI-registered NBFC. We provide fast nationwide digital loans through accredited Loan Service Providers DSA and DRA. Our forte is financing solutions like Earned Wages access, Bridge loans, and medical loans. We prioritize secure lending with ISO/IEC 27001:2013 compliance, ratings, and fintech collaborations. Join us in empowering fintech startups for India's financial market.

In the Words of Our Satisfied Clients

I am happy and thankful for the support I have received from you people. Without you guys, I can’t imagine such a fast & smooth process for my personal loan application. A Big Thank you for all the services.

—  Anitha S, Raipur

Modern Architecture


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CIN: U65100CT1985PLC002706





Sunita Finlease Ltd.,

G.E.Road, Opp. Rajkumar College,

Choubey Colony, Raipur - 492010, Chhattisgarh

Phone: +91 8447837455

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