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About Us

About Us

Sunita Finlease Ltd. (SFL) is the flagship company of the Sunita Group, established in 1985. Sunita Finlease Ltd. (SFL) operates as an RBI-registered Non-Banking Financial Company (NBFC) under the Scale-Based Regulation (SBR) Framework, categorized as a Base Layer (NBFC-BL), Non-Deposit Taking (NBFC-ND), and Investment Credit Company (NBFC-ICC). SFL is based in Raipur, Chhattisgarh, India. Operating under the name and style of, SFL specializes in providing financing solutions to those in need.


SFL offers a wide range of finance options, including pre-approved instant access to Earned Wages, Bridge loans, short-term instant medical loans for pre-registered hospital insurance holders, lending to transport aggregators' porters, and short-term instant Personal Loans. These services are accessible through digital lending platforms. ​


To ensure secure digital lending practices, SFL is ISO/IEC 27001:2013 compliant and rated by Crisil. They are registered in DUNS and are members of Cersai and major credit bureaus such as TransUnion CIBIL, Equifax, Experian, and CRIF Highmark. SFL has also integrated with payment gateways such as Cashfree and RazorpayX in accordance with RBI guidelines for digital lending. ​ Currently, SFL provides digital lending services through their LMS platform, serving individuals, corporates, including multinational companies, and state governments across India.


They collaborate with innovative fintech companies like Refyne, OroMoney, NucelionHelth, among others, some of which are backed by prominent international venture capital funds such as Y Combinator, DST Global, QED Investors, Jigsaw VC, and RTP Global. ​ Additionally, SFL empowers and collaborates with startup fintech investment companies interested in accessing the Indian financial market.


  • Industry Leadership: Aspiring to become a frontrunner in the NBFC sector, setting benchmarks for excellence.

  • Innovation Hub: Positioning ourselves as a hub for innovative financial solutions and services.

  • Community Impact: Contributing to societal development by supporting financial literacy initiatives and community-focused projects.

  • Global Recognition: Striving for global recognition as a reputable and trustworthy financial services provider.

  • Sustainable Growth: Committing to responsible growth strategies that align with environmental and societal well-being.


  • Financial Inclusivity: Striving to expand access to financial services for all, irrespective of background or location.

  • Customer-Centric Approach: Dedication to understanding and addressing the diverse needs of our clients through tailored solutions.

  • Ethical Practices: Upholding the highest standards of integrity, transparency, and compliance in all operations.

  • Technological Innovation: Embracing and integrating cutting-edge technology to enhance efficiency and service delivery.

  • Long-term Relationships: Building enduring partnerships by prioritizing trust, reliability, and sustained support for clients.

Director's Message

Welcome to Sunita Finance Ltd., est. 1985 in Raipur, an RBI-registered NBFC. We provide fast nationwide digital loans through accredited Loan Service Providers DSA and DRA. Our forte is financing solutions like Earned Wages access, Bridge loans, and medical loans. We prioritize secure lending with ISO/IEC 27001:2013 compliance, ratings, and fintech collaborations. Join us in empowering fintech startups for India's financial market.

Our Values


Being transparent, fair and guided by a strong, clear sense of ethics at all times.


Appreciating and celebrating the potential and power of differences and welcoming multiple perspectives, views, ideas and cultures.


Collaboration is understanding the power of alliances and communication in an interdependent world and seeking new opportunities and partnerships to grow with.


Agility is about being quick to respond to new ideas and situations, understanding change and rising to its challenges by remaining open and positive.


Thinking of new ideas and better ways of working.


Following the highest quality standards and being committed to delivering the best to all customers.

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