Unplanned or emergency expenses can crop up at any time in our life. If you are planning to get married or want to indulge in an exotic vacation and are falling short of funds, then worry no more. Instead, it is indeed a good idea to explore the option of taking personal loans to meet these expenses.
Whether you are planning your next dream vacation with your loved ones or your marriage function, a personal loan offers the double benefit of quick access to funds and zero need for collateral to be put up as security. Personal loans have emerged as a great way to finance purchases that otherwise would have been challenging with a regular paycheck.
Personal Loan Eligibility Criteria
Any Indian resident who is an active employee of an MNC, Public or Private limited company and is between 21- 58 years of age is eligible for availing a personal loan at Sunita Finance.
The following are some of the other criteria for availing a Personal loan.
A net salary of Rs.15,000/- per month.
A person who has a minimum educational qualification of being a graduate.
An active resident of a city for at least 1 year.
A minimum work experience of at least 1 year.
Documents Required For Personal Loan
Meeting the basic documentation requirement is a must for applying for any kind of loan. If you intend to apply for a personal loan at Sunita Finance, you must provide self-attested copies of all the required documents, depending upon a number of factors such as your service/profession, income and loan requirements. At the same time, carry the original copies for the purpose of verification.
Find out the detailed list of personal loan documents that are required to avail personal loan.
At Sunita Finance, we understand how every little step makes a huge difference in reaching your business goals. To help you meet new milestones of success everyday, we offer a range of collateral-free customized business loan solutions best suited for your business requirements.
Whether you are an established business professional or a budding entrepreneur, you can always turn to Sunita Finance Business Loans in times when your business needs more capital. We offer business loans ranging from Rs. 50,000 – Rs.5 Lakhs with flexible repayment methods.
Who could be eligible for a Business Loan?
Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go:
The applicant has to be in business for last 3 years with a minimum turnover of Rs.2 Lakhs.
The business must have generated profit for a minimum of 1 year
The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Trust / LLP involved in the business of Manufacturing, Trading or Services
The main applicant should be minimum of 25 years of age & should be no older than 60 years at the time of loan maturity.
What are the documents that I need for getting a Business Loan?
We believe in fast loan disbursals with mininum troubles of lengthy paperwork. Check out the documents required for business loan to know more.
Why should you apply for Sunita Finance Business Loans?
Sunita Finance Business Loans are available from Rs. 50,000 to Rs. 5 Lakhs
Minimal paperwork and speedy approvals
Easy repayment options
Services are made available at your doorstep
To find out what more is in store for you, take a look at our business loan features for more details.
One step close to your home loan
We understand how special it feels to place the first step into your own new home. It’s exactly why Sunita Finance provides you a bouquet of customised home loan plans to choose from, for a seamless and pleasurable home-buying experience.
Home loans are a breather for millennials today. Being funded with upto 5 lakhs of the property cost by Sunita Finance, it becomes easy for any housing loan borrower to go one step closer towards his/her dream home, without bearing a humongous expense at one go!The loan is usually paid back in equated monthly instalments and the amount payable per EMI usually depends on the tenure of the loan, the interest rate, the amount of the loan etc.However, we at Sunita Finance understand that buying a house is not only a sought-after 'next step' for you, but also a valuable investment. So, principally, we intend to simplify the entire process and make it seamless, hassle-free and memorable.
Looking to buy a new vehicle? Sunita Finance New Vehicle Loan offers loans starting from Rs. 50000 along with a host of benefits that include attractive interest rates, comfortable tenure, hassle free documentation Before applying for a car loan online, make sure to use the loan calculator to find out your EMI. Apply for an Sunita finance New Vehicle Loan and make your dream of owning a vehicle come true.
Sunita Finance Ltd. is one of the most diversified NBFCs serving customers across Chhattisgarh.Sunita Finance Limited is Chhattisgarh most diversified NBFC. Our entire portfolio is designed to enable you to take control of your aspirations, which could be as varied as improving your lifestyle,buying a new vehicle,starting a new business,or indulging in that much deserved family holiday. Whatever be your plan, we have the capability to support it.The Auto Finance division has been in operation since 2005 and has served many happy and satisfied customers across Chhattisgarh.